A traffic accident is any event involving at least one vehicle in motion, produced on a road open to public traffic as a result of violations of traffic rules. In ordered for an event to be considered an accident, it must happen on a road open to public traffic. The rules for accidents that occur on roads closed to public traffic (private drives, gated company roadways, etc.) are established by the property manager.
If your vehicle was involved in an accident, there are a couple of things you need to do before getting help from a collision repair center. First, remember or write down the following information about the accident or damage (for reporting to local authorities, criminal investigators, etc.):
- The exact place of the accident, including landmarks and locations such as the building next to where the event occurred;
- The exact topography of the place (hills, curves, shrubs obstructing the view, etc.);
- The direction in which you were traveling and the registration number of any other vehicles involved in the accident;
- Names of the drivers involved in the accident,
- Traffic rules, signs, and restrictions enforced in the area of the accident,
- Names of potential eyewitnesses (required in case of accidents with personal injury or serious harm).
When an accident happens and the two sides can easily come to an agreement with respect to the guilty party, the fastest way to resolve the situation is for the driver guilty of the accident to offer their insurance to the other party. If you were involved in an accident, you have three options available for having your car fixed at a collision repair center. The first one, which is fairly uncommon, is to ask the insurance company for the amount of money necessary to fix your car and choose to handle the rest of the process on your own. However, there are some risks, as the insurer may assess the repair at a lower cost.
A second option is to go to a car service center that has no agreement with the insurance company. The insurer is legally responsible for paying for the repairs for your car after you provide some documents. In case you notice unusual delays in the process of obtaining the money necessary to have your car repaired, you can always file a complaint.
A third option is to take the car to a garage that has an agreement with the insurance company. Even though the process may be faster in this situation, you can never be sure that the services offered to you are of the highest quality.
In the end, it is up to you to choose what the best solution for you is, but taking into account the facts mentioned above, the second one seems the most reasonable. It is always best to choose a collision repair center that will help you get over the accident quickly. For help with your collision repair, call 417-886-0151.